How do I buy house if my husband work with under book?
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December 28th, 2009 at 11:32 am
idk what to say
December 29th, 2009 at 7:40 pm
Debit cards are not the same as credit cards and do not show up on credit reports. The only income you can substantiate is SSI. I doubt you can get a mortgage with just that income. And your husband has bad credit. Those are strikes against you.
January 1st, 2010 at 12:06 pm
If your husband is working of the records of (under the book) and you are receiving aid you are probably violating the law.
If that is the case tax dollars are going to you while you cheat at paying taxes yourself. I hope you get caught.
January 3rd, 2010 at 8:58 pm
If your husband is paid under book then you can not use that income to qualify. You can only use income from SSI to qualify. Debit bank cards are not on your credit report. Have you ever checked your credit score? If you don’t have one some lenders will allow what is called non traditional credit. That is where you can show that you pay rent for 12 mths on time, car insurance, phone bills etc.
January 6th, 2010 at 3:05 am
Where in the world would you get a credit card with enoghu money on it to buy a home with…especially if you are on ssi and your husband has bad credit. And if your husband is working under the table that is illegal…its called fraud. My husband works and pays taxes and SOCIAL SECURITY… why doesnt your husband pay taxes and social security, you are both receiving it. People like you make me sick, I hope you get caught for fraud
January 8th, 2010 at 8:15 am
lets see,
not enough “reported” income
bad credit
no downpayment.
Answer: no. Your husband will need to SHOW where the income is coming from. This would be tax returns, 1099 or W-2. Unreported income WILL NOT work.
Plus, if SSI finds out . . . ..