I bought a house from someone in debt now there are letters threatening to repossess sent to him – help?

I bought it over a year ago and remember my solicitor getting written confirmation that his debt would not affect me however now a bank is sending letters threatening a CCJ on him and selling the house to pay his debt. I’ve contacted them to say I don’t know him or have any connection to him and I own the house but what else can I or should I do to protect myself?

Rent Back Fast

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January 28th, 2010


3 Responses to “I bought a house from someone in debt now there are letters threatening to repossess sent to him – help?”

  1. purplegirlsmom Says:
    January 29th, 2010 at 1:11 am

    Check and make sure the title is in your name. Find all your mortgage papers and make sure the physical description is the right one for your property. And make sure you are listed as the owner at the tax office if you live where property taxes are paid. Consider talking to a real estate attorney.

  2. frugernity Says:
    January 29th, 2010 at 5:07 am

    Did you check to see if there were liens filed against the property before you bought it? If there were you might not have a clear title to the property.

  3. wake up Says:
    February 1st, 2010 at 9:44 am

    Wow. I hope you have the real title and right to the house, and the bank doesn’t own it. Sounds like you need a criminal attorney as well as a real estate one – if this guy frauded you.

    I really feel for your situation. It’s amazing the amount of BS people will do and scams they will try. It seems nowdays that BS is the style, unfortunately.